If you are looking at a number of quotations relating to static caravan cover, you may be wondering how to choose between them.
Here are a few points that you may wish to keep in mind:
- some static caravan cover may offer relatively limited protection for your contents and you may find that certain categories of item are excluded or that there are certain maximum payment values applied that may not be reasonable in your particular situation;
- some policies may offer a range of discount opportunities if you adopt certain good practices these may be worth looking out for, as they may offer you the chance to save some money on your premium;
- it may be typically advisable to carefully consider any plan to locate your caravan on a site that is prone to flooding, as apart from anything else, this may cause difficulties in the case of some static caravan insurance;
- wintertime is typically a high-risk period for caravans and insurance companies, therefore, if you store your caravan over the winter in a secure CaSSOA approved facility, you may benefit from lower premiums;
- not all policies will be happy to cover awnings, so if you have one, this might prove to be something that makes one policy more attractive than another;
- it might be highly advisable to be sure what sort of replacement would be provided/funded, in the event that your static caravan was completely destroyed some policies may be rather better in this respect than others;
- finally, some static caravan cover may be very specific indeed as to how your caravan must be anchored and secured make sure that you select a policy where you are confident that you will be able to comply with any such conditions, if they exist.
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