Term Life Insurance Quotes!

We have travel insurance through our bank, First Direct, that seemed to be adequate. But in September we relocated to a new life in France. So I am assuming this policy with First Direct will be invalidated due to living abroad.

Is it possible to get a UK-based travel insurance policy but registered to a French address? And in the unlikely event of evacuation being required, do we get returned to France? If this is not possible, then maybe we will have to go the French route or risk travelling without it.

We do not intend to travel much outside of Europe in the very near future.

The travel insurance that comes from First Direct is, in fact, provided by Aviva. A quick look at the policy wording indicates the cover is only available for trips that start and end in the UK and last no longer than 31 days.

Martin Rothwell, a travel insurance specialist World First, explains: “The policy only covers UK residents, and having checked the definitions, this means your main home has to be in the UK, you are registered with a UK doctor and liable to pay tax in the UK. All insured persons must have been resident in the UK for six months.”

This is the case with most policies that come with bank accounts. Rothwell says you will need to buy a policy from your new country of residence and use the French address for the documentation.

In the event of a medical emergency, it would be normal to repatriate to the address where you are permanently residing.

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