Many people are finding the benefits of home-based businesses and the flexibility of commuting. Even those working in offices may take work home regularly. If you are one of them, you have to buy a home office insurance policy which covers all of your exposures.
And if your home business is such that customers or clients regularly visit you, you should also buy professional liability insurance.
Things to be considered when you decide to buy a small Business Insurance Policy Which Is Non expensive for Your Home
If you’re are not sure whether you should buy a policy including office contents insurance, or small office insurance or a policy with professional liability for your home-based business, first consider the equipment and resources in your home which you use for business purposes.
After identifying items in your home which you use for business purposes and which may require need office contents insurance coverage, next consider your professional liability exposures. I Read full post…
Unless you are well versed in life insurance terminology, accelerated death benefits may not be a phrase you have ever heard. While we all know that whole life and universal life will have a future cash value that we can draw upon while we are still alive, many people aren’t aware of the fact that there is a certain type of coverage that can be drawn upon should we become terminally ill and in need of the benefits to cover medical and/or long term care bills.
Often times this accelerated death provision is called a ‘living benefit.’ The United States Department of Health and Human Services states that these benefits can be used if the insured is diagnosed with an illness or disease that is likely to result in death within a certain period of time. Most Read full post…
I sell Life, Health, Accident, Disability, Long Term Care, Medicare and Fixed Annuties Insurance. I have my own agency and am the only sales person in my agency. I have E & O Insurance through two MGA’s, but would like to have E & O Insurance so I can write with other agencies if necessary. I have never had a claim. I would like a quote on Aggregate ,000,000., Each Claim ,000,000., Deductible 00.00.
We just had a Primerica representative come in our house and try to tell us why we need life insurance.
I do agree and I would like a term life insurance plan, but am not sure if I want to go with Primerica. They are not the cheapest and I read some good and bad things about them.
Can anyone recommend some alternative companies?
How is Transamerica? They seem to pop up in the top 10 insurance company list a lot.