The site owners of your chosen caravan locations may try to give you the impression that you are obliged to buy their on site caravan insurance if you want to locate your caravan on their site.
In fact, nothing could be further from the truth. You are under absolutely no obligation to buy on site caravan insurance.
The site owner may have every right to ensure that you have appropriate insurance cover prior to allowing you access to their site and if so, this would be perfectly understandable – particularly from a third party liability viewpoint.
Accidents can and do happen and having the financial security of caravan insurance behind you may be indispensable.
Being able to choose your own policy though may be just as important.
Your caravan probably represents a substantial investment for you. B
Today, the Internal Revenue Service issued interim guidance to employers on informational reporting on each employee’s annual Form W-2 of the cost of the health insurance coverage they sponsor for employees. The IRS is also requesting comments on this interim guidance. The IRS emphasized that this new reporting to employees is for their information only, to inform them of the cost of their health coverage, and does not cause excludable employer-provided health coverage to become taxable; employer-provided health coverage continues to be excludable from an employee’s income, and is not taxable.
Reporting is Voluntary for All Employers for 2011 and Small Employers for 2012
The Affordable Care Act provides that employers are required to report the cost of employer-provided health care coverage on the Form W-2.
If you are looking at a number of quotations relating to static caravan cover, you may be wondering how to choose between them.
Here are a few points that you may wish to keep in mind:
If you’ve inherited or were given a valuable piece of jewelry or art, you need to do more than find a special spot for safe keeping. You need to make sure you have enough insurance to protect it.
Standard home insurance policies provide coverage for household belongings, but they have limits for precious items, such as jewelry, fine art and furs.
The standard home insurance policy’s coverage limits for theft of jewelry, for instance, is usually $1,500, according to the Insurance Information Institute (I.I.I.).
To increase coverage, you can pay a higher home insurance premium to raise the coverage limit or purchase a “floater” policy. Raising
Your personal auto insurance policy doesn’t not cover your vehicle when it is used for commercial purposes. For business vehicles – or personal vehicles that you also use for commercial purposes – you will need to get a comprehensive commercial auto insurance. In this article, we are going to discuss how you can buy a good commercial auto insurance policy easily.
Before you start your search for the right insurance policy to buy, you need to first gather the necessary details. The n Read full post…
(WRITER’S NOTE: The following article is the first to kick off a new section on this site detailing exactly what insurance companies are looking for during those customary medical tests that play a large role in determining whether you are qualified or disqualified from certain insurance policies. Read on to find out exactly what to expect.)
Most insurance applications with medical tests include blood tests. Insurance companies will generally ask for blood tests on almost all applications where the face amount exceeds 250,000.
Many people are finding the benefits of home-based businesses and the flexibility of commuting. Even those working in offices may take work home regularly. If you are one of them, you have to buy a home office insurance policy which covers all of your exposures.
And if your home business is such that customers or clients regularly visit you, you should also buy professional liability insurance.
Things to be considered when you decide to buy a small Business Insurance Policy Which Is Non expensive for Your Home
If you’re are not sure whether you should buy a policy including office contents insurance, or small office insurance or a policy with professional liability for your home-based business, first consider the equipment and resources in your home which you use for business purposes.
After identifying items in your home which you use for business purposes and which may require need office contents insurance coverage, next consider your professional liability exposures. I Read full post…
Unless you are well versed in life insurance terminology, accelerated death benefits may not be a phrase you have ever heard. While we all know that whole life and universal life will have a future cash value that we can draw upon while we are still alive, many people aren’t aware of the fact that there is a certain type of coverage that can be drawn upon should we become terminally ill and in need of the benefits to cover medical and/or long term care bills.
Often times this accelerated death provision is called a ‘living benefit.’ The United States Department of Health and Human Services states that these benefits can be used if the insured is diagnosed with an illness or disease that is likely to result in death within a certain period of time. Most Read full post…
I sell Life, Health, Accident, Disability, Long Term Care, Medicare and Fixed Annuties Insurance. I have my own agency and am the only sales person in my agency. I have E & O Insurance through two MGA’s, but would like to have E & O Insurance so I can write with other agencies if necessary. I have never had a claim. I would like a quote on Aggregate ,000,000., Each Claim ,000,000., Deductible 00.00.